The Community Living Assistance Services and Supports Act

The Community Living Assistance Services and Supports Act was the last efforts of the late Senator Edward Kennedy. This act covers non-medical costs that Medicare and Medicaid can not cover. It is not meant for everyone, but is highly recommended for those who cannot save for long term care assistance. The Community Living Assistance Services and Supports Act works like Social Security. A deductible will be taken out of a worker's weekly paycheck to be added into a savings account. After being in this program for five years, the enrollee will be qualified for benefits.

The Department of Health and Human Services have not determined how much the deductibles will be or who will be eligible for benefits after the five year time period. They did report that depending on one's disability, that will help them decide the what kind of benefits and or premium that person will receive.

In my opinion, I feel like this act is very beneficial to whoever participates in it. Even though, the amount being deducted out of their paychecks might not be a substantial amount of money, any amount would help in their case of need. It could help them get food or clothes, if they cannot afford it themselves. Who knows what will happen with Social Security in the next 15 years. With this new act being in place, it might take its place if the economy worsens.